Saturday, October 5, 2024

Struggling to pay the rent, mortgage? You may qualify for this relief program

(WYDaily/Courtesy of Unsplash)
(WYDaily/Courtesy of Unsplash)

Homeowners and renters in James City and York counties can get the financial relief they need.

The Virginia Rent and Mortgage Relief Program is to ensure home stability across the state during the pandemic.

Charvalla West, chief operations officer and director of Community Impact for United Way of the Virginia Peninsula, said to quality, residents must have lost income because of the coronavirus, have a valid rental agreement, mortgage or lease.

Their rent also can’t be more than 150 percent of fair market rate, but West said the program is fairly lenient.

Household income can’t be more than 80 percent of the area’s median income. For example, for a family of four, no more than $66,000.

West said United Way of the Virginia Peninsula currently helped about 95 households in the Greater Williamsburg area, 63 households in James City County, and 105 York County households.

United Way of the Virginia Peninsula also received $450,000 in funds, and after another grant proposal, they are expecting to get another $450,000, West said.

The state amended the program to allow the RMRP funds to pay for 100 percent of past due payments after April 1, as long as residents meet the requirements.

Residents can also apply for the program multiple times, but they must do so before Nov. 13, as the program will only run until Dec. 30.

You can access a copy of the program application here.

For households in upper York County and James City County, contact the Community Resource Center at 757-229-2222. For those living in lower York County, you can apply by calling the Hampton Roads Community Action Program at 757-247-0379.

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