WYDaily has collaborated with AARP to raise awareness about scams people need to watch out for.
A scam will be featured every Wednesday, so be sure to always check WYDaily.com and be in the know.
Here’s this week’s edition:
The sheer volume of data breaches makes all of us vulnerable to identity theft.
Placing a freeze on your credit is one of the most effective ways to protect yourself from identity fraud – when someone uses your information to open accounts in your name, or even take over your existing account, according to AARP.
Here’s what to know before you start the process:
- You will have to freeze your credit with each of the three major credit agencies: Equifax, Experian and TransUnion.
- You will also need to create passwords and PINs for each, so have a filing system for retrieving the information if you need to unfreeze your credit in the future.
- If you are placing a freeze for other family members, you will need their Social Security numbers.
Visit the AARP Fraud Watch Network by clicking here or call the AARP Fraud Watch Network Helpline at 877-908-3360 to report a scam or get help if you’ve fallen victim.